Please visit our forms page for a list of information we will need from you to get started on your project.

No, the SBA does not lend directly to the borrower. A participating bank lends the funds and the loan is backed by an SBA guaranty.

Yes, the SBA charges a guaranty fee that is a set percentage based on the amount of the project. The guaranty fee subsidizes the program. Wakarusa Valley Development charges a packaging fee based on the loan amount and complexity of the project.

All servicing after approval is by the bank or non-bank lender that dispersed funds.